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Personal Finance Tips

Personal Finance Is Your Friend When Treated Right

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Personal-Finance

Count all your pennies and make even more pennies

There is no better time to get your personal finances in order than right now. This article is filled with useful tips to help you manage your finances more wisely. There is no need for costly training or lengthy study in order to realize significant savings. Everything you learn can help you in a positive way.

An easy way to keep your finances on track is to have a written budget. At the start of each month, make a budget that includes a list of each anticipated monthly expense. Don’t forget about any of your daily living costs, no matter how trivial they may seem. This includes everything from rent and groceries to utility bills and fuel for your car. Be sure to note all expected expenditures. Fill in what needs to be paid, but don’t overspend what you earn. Read more

New Car Financing Feeling the Pinch

Can buying a new car be impacted by greedy home-lending practices the past two years?

Answer: you betcha, this could be one of the biggest stories nationwide

Recent media reports shed light into how lenders and consumers are reacting to the innumerable home foreclosures since late in 2006.

A Nation of Credit

A woman pinching her sideFor example, Automotive News reported that the average length of a new-car loan is 64 months, a considerable bump up from 2003’s 61-month loan average.

New car sellers are trying to tap into the market of consumers who are “payment driven,” meaning the monthly payment is more important to them than the overall cost of the car. Read more

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