Can buying a new car be impacted by greedy home-lending practices the past two years?
Answer: you betcha, this could be one of the biggest stories nationwide
Recent media reports shed light into how lenders and consumers are reacting to the innumerable home foreclosures since late in 2006.
A Nation of Credit
For example, Automotive News reported that the average length of a new-car loan is 64 months, a considerable bump up from 2003’s 61-month loan average.
New car sellers are trying to tap into the market of consumers who are “payment driven,†meaning the monthly payment is more important to them than the overall cost of the car.
The area is too spread out, greatly populated, and mass transit is sorely lacking. So everyone needs to own a car…or two, or three.
The official name is flexible-fuel vehicles, or dual-fuel vehicles, for obvious reasons. They are alternative fuel cars using multi-fuel engines burning on gas and a second fuel source, most often ethanol.
Today they call themselves “America’s Cheapest Family,†a couple who paid their first mortgage off in nine years, as they started having children, by paying a bit more than was due every month. 
The ability of a car to always start, and run, where and when needed.
Gas companies and refineries understand this well, and have even tied the value of their product into their marketing campaigns.
Some have had contests for no mortgage payments for a year; others have pitched contests for rooms full of Disney furniture.
For example, in family-heavy east Ventura County, the minivans heyday through the 1990s crowded roads with them in Simi Valley, Thousand Oaks and Moorpark.
The term crossover is being loosely applied to a variety of vehicles, a new marketing tool for car sellers. Consider it the corduroy shorts of the 
“I’ve learned one thing: It may be time to change my service planâ€, the same columnist wrote. “I’m making 90 percent fewer phone calls. I am, however, texting like a high school girl.â€